Disclosure

SEC REGISTRATION: American Financial Advisors, LLC (AFA) is a registered investment adviser with the SEC and pursuant to pertinent laws and regulations, also maintains a "notice filing" with several states. AFA does not maintain a notice of filing in states in which it has less that six investment advisory clients.

NO OFFER: Nothing on the AFA website should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction. AFA does not render or offer to render personalized investment advice or financial planning advice through the AFA website. AFA's specific advice is given only within the context of our contractual agreements with each client. The AFA website is limited to the dissemination of general information about AFA's service offerings, and provides an alternative method for prospective clients to learn more about AFA, and contact AFA. Advice may only be rendered after the delivery of Form ADV-Part II, and the execution of an investment advisory agreement by the client and the advisor.

NO RELIANCE: While AFA uses reasonable efforts to obtain information from sources which it believes to be reliable, AFA makes no representation that the information or opinions contained on the AFA website are accurate, reliable or complete. The information and opinions contained in the AFA website are provided by AFA for personal use and informational purposes only and are subject to change without notice. Nothing contained on the AFA website constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. AFA's specific advice is given only within the context of our contractual agreements with each client.

LINKED WEBSITES: When you access certain links on the AFA website you may leave the AFA website. AFA does not endorse the content of such websites nor the products, services or other items offered through such websites. Any links to other sites are not intended as referrals or endorsements, but are merely provided to the users of the AFA website for convenience and informational purposes.

PASSWORD-PROTECTED AREAS: Some of the material in AFA's website, notably under CLIENT UPDATE, is password-protected and access to these areas is restricted to authorized users only. For example, the Charles Schwab site is password-protected for AFA's clients only. The user is password-protected areas is responsible for any use of the password and for maintaining the confidentiality of the password.

DOWNLOADED MATERIAL FROM WEBSITE: You may download or print out a hard copy of individual pages and/or sections of the AFA website, and files made available for download, provided that you do not remove any logos or other proprietary notices. Any downloading or otherwise copying from the AFA website will not transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for a public or commercial purpose the AFA website without prior written permission of AFA.

PAST PERFORMANCE IS NOT AN INDICATION OF FUTURE PERFORMANCE. Any references to past performance describe what has happened in the past. Such references are not intended as an indication of future performance. The performance results were achieved by means of the retroactive application of hypothetical portfolio models that were designed with the benefit of hindsight.